Privacy Policy

Overview

Loonie Nest is owned and operated by Ventrous Labs Inc. ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our website and calculators at LoonieNest.com (the "Service").

The short version: We don't collect or store your personal financial data. All calculations happen in your browser.

Information We Don't Collect

Our calculators are designed to be privacy-first. When you use our retirement calculators:

• Your financial data (income, savings, assets) stays in your browser
• We do not transmit your calculator inputs to our servers
• We do not create user accounts or profiles
• We do not sell or share your calculator data

Note: If you choose to use our optional advisor matching service, that information is handled separately (see "Advisor Matching Service" below).

Information We May Collect

Like most websites, we may collect limited technical information to help us improve the Service:

• Usage Analytics: We use Google Analytics 4 to understand how visitors use our site (e.g., which pages are visited, general geographic region, device type). Google Analytics collects data through cookies and similar technologies. This data is aggregated and anonymized, and cannot identify individual users.
• Technical Data: Standard server logs may include IP addresses, browser type, and referring pages. This data is used only for security and performance monitoring.

Advisor Matching Service

We offer an optional service to connect you with licensed financial advisors. If you choose to use this service, we collect additional information:

• Contact Information: Name, email address, and optionally phone number so advisors can reach you.
• Preferences: Your preferred contact method and areas of financial planning you're interested in.
• Advisor Status: Whether you currently work with a financial advisor.

This service is entirely optional. If you prefer not to share your information, you can continue using our calculators without restriction.

Cookies and Local Storage

Our calculators may use your browser's local storage (similar to cookies) to:

• Remember your calculator inputs during a session
• Save your preferences for a better user experience

This data is stored only on your device and is not transmitted to us. You can clear this data at any time by clearing your browser's local storage or using your browser's private/incognito mode.

Third-Party Services

Our website uses third-party services for hosting, analytics, and functionality. These services have their own privacy policies. We select services that respect user privacy and minimize data collection.

• Google Analytics: We use Google Analytics 4 to analyze website usage. Google's use of data collected through our website is governed by Google's Privacy Policy and Terms of Service.
• Vercel Analytics: We use Vercel Analytics for performance monitoring and basic usage statistics. Vercel's privacy practices are outlined in their Privacy Policy.

Data Security

We use HTTPS encryption for all connections to our website. Since we don't collect your financial data, there's minimal risk of sensitive information being compromised. However, please be aware that no internet transmission is 100% secure.

Your Rights

Under British Columbia's Personal Information Protection Act (PIPA) and Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), you have rights regarding your personal information, including:

• The right to know what personal information we hold about you
• The right to request correction of inaccurate information
• The right to withdraw consent for data collection

Since we collect minimal data, there's typically nothing to access or delete. If you have questions, please contact us.

Children's Privacy

Our Service is not directed at children under 13. We do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at: